195,- euro here lets do the math, that is 2340 euro a year, a full license costs 3900 euro, so thats 1,6 years of owning a license now adobes mastersuite (read ALL of their tools) are 3568,23 euro(cs6 price), the monthly payment is 61,49 euro - that makes 4,8 years, photoshop alone is a little below 4 years upgrade fees…