how long do you have to work on this? I wouldn't work on clothing yet, the anatomy and proportion is suffering quite a bit. Step down in subdivision and work the proportions and main volumes out. Most of all pay attention to your references.
The head seems too big. Also the shape of the head is weird. Look at a human skull. Because it looks like the reference you might be using has hair? which is fine. But it seems to be throwing you off. The neck is also too thick from the side view. I would work on studying anatomy and the muscles underlying the skin. It's…