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Headed to Europe, I've a question about currency

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polycounter lvl 19
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adam polycounter lvl 19
Hey everyone :)

Gail and I are off to Europe in 3 weeks and I have a question about currency. I'd like to have cash on us and we're hoping you guys could give us advice on what we should carry on us (pounds? Euros?) We'll have our credit cards with us, but we'd still like some general spending cash as we walk around.

We're visiting:
  • England
  • France
  • Scotland
Neither of us have been before so if any of you who live there could help a couple out we'd appreciate it!

Unfortunately we won't have any time for Polycount visits (boo! I really tried to free up some time!) as we're on a tight schedule. We're out there for a friends wedding and we're going to be running around to those countries like chickens with our heads cut off.

Thanks in advance for the help!

:thumbup:

Replies

  • Justin Meisse
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    Justin Meisse polycounter lvl 18
    hey, make sure you give your credit card companies a heads up about the trip, if you don't there's a chance they'll freeze your card once they see an unexpected purchase with your card overseas.
  • rolfness
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    rolfness polycounter lvl 18
    mostly sterling and some euros.. good time for you guys the US$ is strong and the Euro is in the toilet.. what split you should have depends on the amount of time you spend in those places.. Scotland is part of the UK although they don't like to talk about it. And British pounds are used there.. they have their own notes which might be good for collecting as souvenirs..

    and may you suck mucho donkey penii for no PC visits..
  • Y_M
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    Y_M polycounter lvl 10
    Yeah let your card guys know you're going, and carry euros in France and sterling in the UK.
    You're unlikely to find anywhere really other than places like Calais or Dover that will accept them both. Having lived in the UK all my life, I don't think I've ever seen anywhere that accepted euros.

    Scotland will always accept English notes but if you venture to England after you leave Scotland be careful with your Scottish notes because they aren't used here at all. Some places will accept them but there will be places that refuse them. Scottish notes are not the legal tender of the UK so people in England are well within their rights to refuse to allow you to pay with them.

    I've never been to the states however both my parents have on multiple occasions, apparently tipping is a big thing and some people ONLY get paid through tips (unbelievable!) Here in the UK tips aren't made as often and certainly not expected (though always appreciated). restaurants may add a service charge on to your bill (that would be what you pay, not something you pay with. Paper money is notes here, not bills), you do not have to pay this charge if you feel the service wasn't up to scratch but it serves the same purpose as a tip.

    Prices here are generally shown including all tax, so what something on a shelf says it costs is exactly how much you need to hand over.

    If you're driving make sure you get the side of the road correct as well. Here in the UK we drive on the left but in France they drive on the right.

    I've only been to France a few times so I can't really provide all that much info for there.

    Oh, I forgot the most important thing: Enjoy yourselves whilst you're there!
  • katana
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    katana polycounter lvl 14
    I had some good friends go to Europe a few years ago and they told me that the ATM's over there can accommodate ...you can google this to check it out as well
  • adam
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    adam polycounter lvl 19
    Gail and I travel tons, we're all too aware on telling the credit company about our travels. Hell, I let them know if I'm off to Seattle for a weekend! (2 hour drive...)

    What's a Sterling?

    And I take it a Euro can be used in France & England?

    'English Notes'? Either there's far too many types of currency or theres far too many names for those currencies ;)
  • divi
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    divi polycounter lvl 12
    british pounds for england and scotland and euros for france.
  • Y_M
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    Y_M polycounter lvl 10
    Pound sterling is just a name for our currency generally. You only ever call it sterling when you're talking about the currency as a whole or if you're discussing multiple currencies.

    It's pretty simple:
    We've got paper 'notes' (twenties, tens and fives are the most common), Pound coins, two-pound coins, then 50, 10, 20, 5, 2 and 1 pence coins. Nothing confusing like dimes nickels, quarters, just a number and pence or pounds.

    Pounds are sometimes colloquially called quid though most vendors will say pounds. Ten pound notes and five pound notes are sometimes called tenners and fivers respectively.


    It gets slightly more confusing when you introduce Scotland because they have their own set of notes as well as our set (same coins). In Scotland, both are acceptable, in England, both are accepted but some people don't recognise the Scottish ones and will refuse them.

    If Scotland is your last stop then don't worry about it, but make sure you change your money back to dollars before you leave Scotland because you'll probably get a worse exchange for Scottish notes anywhere outside of Scotland.


    And no, Euros cannot be used anywhere in England or Scotland. The UK is one of the few European countries that does not use the Euro.
  • adam
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    adam polycounter lvl 19
    This thread has me thinking I should just withdraw money from ATM's as we need it.

    You Europeans and your fancy money!

    Or pounds for England & Scotland and Euro's for France, as divi mentioned.
  • Y_M
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    Y_M polycounter lvl 10
    Yeah, having every type of note a different size and colour so we can tell them apart quickly and easily..psshh what were we thinking! :poly142:

    I really wonder how often Americans pay with the wrong type of bill.
  • chris89
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    chris89 polycounter lvl 10
    if you've got a debit card you should be able to use it in most places when paying.

    We aren't very fond of cash.
  • IEatApples
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    Hope you have a nice trip.

    Yea there is a lot of trouble with Scottish notes being use in England I hear... Ive never had a problem though, except with a ticket machine not having a clue what my Scottish note was. I don't think english notes are classed as "legal tender" in Scotland either but noone really cares about that.


    But yea to keep it simple just stock up on English notes (not sure you could even request Scottish notes, but if you go to a Clydesdale cash machine in Scotland you'll probably get some odd ones) for Britain, euro's for France.
  • rolfness
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    rolfness polycounter lvl 18
    Tipping in restaurants in the UK is not a must but if you do its about 10% I seen the tips you guys put down in the US.. its madness...
  • adam
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    adam polycounter lvl 19
    adam wrote: »
    This thread has me thinking I should just withdraw money from ATM's as we need it.

    You Europeans and your fancy money!

    Or pounds for England & Scotland and Euro's for France, as divi mentioned.

    My comment wasn't on the colour of the money, it was on the different words & types of money 'over there'.

    I live in Canada, we can talk funny money if you'd like ;)
  • Taylor Hood
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    !! You're visitng Scotland?
    Which part?
    Probably not near me. I'm in East lothian ;)
  • Thegodzero
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    Thegodzero polycounter lvl 18
    So in England and Scotland they both love to use debit/credit cards, but HATE our cards! They all have fancy swipe cards that don't work like ours do. So make sure you get cash when you need it/can. DO NOT bring your wallet! Bring the cards you need and don't carry it in pockets that are easy to get into with out some work. Only carry what you need and lock the rest up in the room safe.

    Oh and enjoy the rain!
  • danshewan
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    danshewan polycounter lvl 8
    Thegodzero wrote: »
    So in England and Scotland they both love to use debit/credit cards, but HATE our cards! They all have fancy swipe cards that don't work like ours do.

    Ah yes, the chip-and-PIN system. Before, to rip someone off you had to appropriate their card and learn to forge their signature. Now all you have to do is appropriate their card and remember a four-digit number.

    Genius.
  • adam
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    adam polycounter lvl 19
    Living in Vancouver, the rain won't be a problem. Our debit cards are stripe + chip + pin :D
  • IEatApples
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    I hope your visiting Edinburgh, I think its such a beautiful city.
  • Lamont
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    Lamont polycounter lvl 15
    Brush up on your English homie.
  • Vitor
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    Vitor polycounter lvl 18
    Every time I travel around Europe (non euro currency countries included) I just cash withdraw from the ATMs.

    But there are 2 problems with it, one (happened to me once) is your card not working on the local ATMs... make sure you carry more than one card of a different type. Other problem is the taxes you pay in some countries on every cash withdraw, so I would always withdraw a comfortable amount to avoid paying the taxes too often (this works different from country to country I believe...), it's not much but paying around 5USD for every withdraw can be a good amount on the end of the trip :\
  • Rick Stirling
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    Rick Stirling polycounter lvl 18
    ^^^ I agree

    My wife and I travel quite a lot, and we generally only take a small amount of cash with us (like enough to get a train/taxi from the airport and enough for the first nights food). After that we hit the cash machines, but like Vitor says we take out enough to make the fees worth it.
  • kwakkie
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    kwakkie polycounter lvl 12
    Yeah especially in places like London you have to watch out where you withdraw money and how much you withdraw. Like mentioned above, you sometimes have to pay a few euros to the bank you are withdrawing from for arranging the international transfer. So you are better off withdrawing 100 pounds in one time that withdrawing 50 pounds twice because you will pay the transfer fee twice. In France you dont have to pay for the transfer(well, except for the exchange rates of course).

    Some tourist tips: If you're going to London, either walk or take the tube, it's such a cool experience to walk down those old streets and vintage tube stairs/halls/stops and it makes getting around a whole lot easier.

    If you're going to talk to French people or need to ask directions, ask a younger person, older Frenchies are a bit chauvinistic and like to pretend they dont speak English. Also if you're going to Paris do not rent a car because you'll probably kill yourself :p Or even better: just skip France and go to Amsterdam instead ;)
  • IEatApples
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    If your going to be using the tube a lot in London too, get an Oster card, it will save you a lot of money. First time I went to London the underground confused me a bit and I must of spent like £15 on singles on the first day, huge mistake.
  • Wahlgren
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    Wahlgren polycounter lvl 17
    Kwakkie. About the french. It's not a guarantee that the young ones speak english. The ones i met didn't. :/
    It took me 10 minutes and 3 young waiters to get my order at a restaurant in THE TOURIST AREA sorted out....

    and it was wrong... (doesn't help that the menu is in french either xD)
  • rowan89
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    rowan89 polycounter lvl 7
    how do I delete double posts?
  • rowan89
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    rowan89 polycounter lvl 7
    You can get an Oster card for about a fiver. definitely worth it. If you get low on funds you could try using teabags as regular currency lol.
  • Tom Ellis
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    You've already got plenty of great advice but one thing you may want to check out is travel within the area you're staying. The UK (much like most places I guess) has a public transport system that varies greatly and the best way to get around is different from place to place.

    For example, as stated, London is Tube/Foot/Taxi, whereas somewhere like Birmingham would likely be on foot or by bus. And then smaller towns / cities like where I live, the transport system sucks despite being a popular location, I think it's more down to the fact it's more spread out, a bit like New York VS. LA, both major cities, but one of which nobody drives in, the other, everybody drives.

    The best way to get around smaller towns/cities is in a car. If you're staying somewhere other than the major cities, hiring a car would likely be your best bet, although fuel prices here are currently about £1.20 per LITRE! The public transport systems do exist and are quite reasonably priced, but service times, changes at stops can be confusing and sometimes the distance of the stations from the centre of town is quite a way.

    Also, I don't know if you've been to England before but be prepared for some of the most shocking customer service you've ever experienced in your life. London is generally fine but elsewhere you're likely gonna get the 'I really don't give a shit what you want, I'm not gonna listen to your question, and I couldn't care less about my attitude' treatment.

    I remember the first time I went to Canada and I felt like I was royalty every time I went into a shop / restaurant / hotel / bar because the people are so damn nice!
  • Wahlgren
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    Wahlgren polycounter lvl 17
    Creation: THat's how i felt when i visited London (but then again, you did say that area was ok). I am so not used to be called sir xD
  • r_fletch_r
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    r_fletch_r polycounter lvl 9
    kwakkie wrote: »
    If you're going to talk to French people or need to ask directions, ask a younger person, older Frenchies are a bit chauvinistic and like to pretend they dont speak English.

    Normally I'd complain that your being racist but I had exactly the same experience.

    Adam: next time add Germany to your list. Berlin is just about the nicest place I've visited.
  • Disco Stu
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    Yeah dont expect the french to speak any other language.
    Some do and theyre helpfull even when they dont speak english but guache! droit!
    didnt do it for me when i got hopelessly lost in the countryside and asked a cop for directions.
    So better bring good maps :D
  • Tom Ellis
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    Wahlgren wrote: »
    Creation: THat's how i felt when i visited London (but then again, you did say that area was ok). I am so not used to be called sir xD

    Heh, yeah London is fine, although London is unlike any other part of England, it's a whole nother world really. An awesome one in my opinion, many don't share this view, but I love the place.

    I hear some of the bigger cities up north are quite nice too although I've never been.
  • Michael Knubben
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    Listen to Kwakkie and go to Amsterdam! Although, if you're going to forego the poly-visits altogether, it doesn't really concern me.

    But yes, thanks to the uk's 'cultural identity', which somehow extends to their ridiculous units of measurement and currency, they're not using the euro.
  • IEatApples
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    In fairness though isn't the euro crashing pretty hard right now?
  • Disco Stu
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    Yep best time in ages to come visit us :D
  • rolfness
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    rolfness polycounter lvl 18
    MightyPea wrote: »
    Listen to Kwakkie and go to Amsterdam! Although, if you're going to forego the poly-visits altogether, it doesn't really concern me.

    But yes, thanks to the uk's 'cultural identity', which somehow extends to their ridiculous units of measurement and currency, they're not using the euro.

    well with UK currency its all a matter of opinion, and actually its better in mine for the £ to not be part of europe.. theres too many countries with under performing economies for it to make sense putting the UK in too at least no sense for UK people. Germany has a powerhouse economy but the euro was its idea in the first place. And itseems to have turned out to be a rather unpopular decision in the face of the greek debt crisis
  • BradMyers82
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    BradMyers82 interpolator
    I have never been to Europe, but don't they have different electric socket types over there? If I'm correct about this, make sure you bring over an adapter for your laptop. If I'm wrong, forget I made this post. :P
  • danshewan
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    danshewan polycounter lvl 8
    I have never been to Europe, but don't they have different electric socket types over there? If I'm correct about this, make sure you bring over an adapter for your laptop. If I'm wrong, forget I made this post. :P

    Yeah, we do and ours are different from the French as well. The voltages are different, too - I wouldn't recommend using those travel adaptors for long periods of time.
  • adam
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    adam polycounter lvl 19
    danshewan - Why's that?
  • ScudzAlmighty
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    I was there with the wife this time last year, also for three weeks and also UK/France (though just London, Hull -for a wedding- and Paris). We put aside a set amount of Pounds and Euros for for each and then used credit cards with pin-codes for any extra we needed, as well as hotels and a car rental.

    I don't know your budget, nor should I, but if I remember correctly we exchanged a little over 1000 cdn and didn't need a whole lot more than that. But that's also because we had freinds/family to stay with for about half of it. the trick to remembering the currency is to look at it, cause just like ours, it says what it is right on it ;)

    we had a little adaptor/converter set that worked just fine, and while my wife does speak some french, we didn't have a problem with english in Paris. - which was awesome btw

    when are you going? we were in Paris for Bastille day and it was pretty cool, lots of parades fireworks and tanks driving down the street :)
  • Kwramm
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    Kwramm interpolator
    I have never been to Europe, but don't they have different electric socket types over there? If I'm correct about this, make sure you bring over an adapter for your laptop. If I'm wrong, forget I made this post. :P

    more importantly, make sure your gadgets can take 220 volts or they go *poof*.
    When I moved back from the US to Europe I actually encountered a few power-bricks in my collection that couldn't handle both voltages :/

    Also ATM cards should work almost everywhere - I never had a problem with my cheapo Bank of America debit card in Europe. Actually nowadays you have to try really hard to find ATMs in big cities which don't take foreign cards. Even in China I have 0 problemo with getting cash from ATMs.

    In Scotland, make sure you SPEND THE SCOTTISH pounds. Most foreign banks will NOT change them back to dollars (or anything else). They will only accept the regular British pounds (unless you're really lucky)
  • Firebert
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    Firebert polycounter lvl 15
    Currency exchange is always fun. I still have a bag of coins from my trips overseas and crossing borders.

    I've always found it quite interesting though how America is a bitch when it comes to foreign currency.

    I go out of the country and people are like "give me whatcha got. we're good. $5.00 u.s.? cool, here's a shitload of coins."

    You bring a foreign coin or dollar into the U.S. and people are like "what the shit is this? i can't use this! what do i look like? a bank? did Pepsi start excepting beaver coins? i don't think so."

    I think it is mainly because there's no exchange rate or anything behind the retail counter in most American cities (at least from what i remember from working in retail years ago)... Not too sure how it is in border cities of America, but around here, pffffffffttttt forget it.

    I know that is off-topic, but yeah.

    Just check with the CC company to get a clear concise outline as to what they will charge you for using your card overseas. Yes, you will get a better exchange rate, but some companies will charge fees and different interest rates for using your card out of the country. If you are planning on using a card at all, I would consider getting a card just for the trip that has no balance on it. This way, if you don't pay it off immediately, you're not getting raped from having to pay fees that will just accrue onto any previous balances you hold. This is just a thought, but definitely check to see what they will do to you....... if you drop the soap......

    Have a fun trip!!!! Take pics dammit! of the trip that is....
  • danshewan
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    danshewan polycounter lvl 8
    adam wrote: »
    danshewan - Why's that?

    When we moved back to England from the States, we brought some electronics with us to keep us going until we could afford to replace it; stuff like a laptop, a coffee machine and some hair straighteners, dryers for the wife etc. The laptop died after about ten days and the hair dryer blew up almost immediately. This was using power adaptors.

    I bet you'll be fine just using them here and there to charge phones, laptops etc, but as most of those adaptors don't have built-in surge protectors and are usually quite cheap, any fluctuation in the power supply to the outlet you're using might cost you if you push your luck by using them for hours on end.

    Or, y'know, it could've been some weird karmic 'you shouldn't have left America!' electrical freakiness that cursed all our shit.
  • pestibug
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    pestibug polycounter lvl 18
    All I say is you're a douche for not visiting Amsterdam! :p

    Not much to say on the cash story, you've heard the tricks and tips.
    So I just say, has tons of fun overhere! :D
  • Rens
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    What ever you do, do not visit the netherlands, this place is a disaster.
  • JO420
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    JO420 polycounter lvl 18
    Avoid currency exchange vendors,their commission rates are huge and total rip offs

    Pull out cash from ATMs and do it in large amounts to counteract the pull out fees.

    Avoid dining in tourist trap areas,often the food is not good and overpriced.

    Dont be afraid of public transportation,find a good map of the transport and use them,day passes save lots of money as opposed to a taxi and in major cities they run real late. Taxi driver might try to decieve you if they see you as a naive tourists.

    Dont assume that giving tips is a given,alot of restaurants its included in the price and if you get shit service dont tip.

    Find cheap kiosks(convinience stores) and supermarkets and buy food there to munch on during the days and carry it with you,eating out every time gets a tad expensive.
  • JO420
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    JO420 polycounter lvl 18
    Rens wrote: »
    What ever you do, do not visit the netherlands, this place is a disaster.

    Sadly Rens i have to agree,i lived there for two years and i found out the idea of Dutch tolerence is a myth,i was surprised byt the amount of xenophobia that exsisted in the country. It was sad to meet people who were so openly and unshamefully racist,in fact one of the most eye opening displays of racisim i experienced in Holland and growing up in the South of the US that says alot.

    As a foreigner i felt very unwelcome at times and in other countries ive lived in people find out i was living and working there,the usual question was "how do you like it here?" in Holland it was "When are you leaving?"


    sad really

    The countries which are the way i expected Holland to be are the scandanavian countries.
  • b1ll
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    b1ll polycounter lvl 18
    Here is a sentence you should use to introduce yourself.

    Bonjour , je suis Adam , je suis une vrai merde .

    Voila
  • adam
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    adam polycounter lvl 19
    You're shit :poly118:
  • b1ll
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    b1ll polycounter lvl 18
    ahh, give it a chance.
  • Lamont
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    Lamont polycounter lvl 15
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