honestly...i think it's a rad way to do what you're doing. you stated you're slowly learning how to model. and you're starting out exactly how you should....instead of trying to normal map a high poly human sculpt right away. good job. keep 'em coming.
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If you plan on animating him you might want to add a few more loops around the shoulder.
Is it meant to be a teddy bear or a dog/monkey/care-bear?
at the moment I can't imagine him reaching his shades with those arms.
haha, joking, he look like cool teddybear, man,
keep up!