For texturing, lighting, set dressing etc.. how much do they both compare, I don't want to like buy SDR and later find out that HDR was more worth.(except if I find a used one)
Also it nowadays it seems like buying a smaller tv instead of monitor is also worth.
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I'd suggest that your money is better spent making sure you get a monitor with good color reproduction - something factory calibrated with >100% sRGB is sufficient for professional work (unless you're a colorist) . many screens that fit this requirement also support HDR so you'll likely get it for free anyway.