I mean something useful for work , not all the toyish things. That AI Neural things they seem focusing on leaves totally meh impression. I was super excited about everything AI few years ago but with time passing it's rather disappointing than promising.
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https://helpx.adobe.com/photoshop/using/whats-new/2021.html
Generally, bug fixes are another good reason to get the latest.
https://helpx.adobe.com/photoshop/kb/fixed-issues.html
I'm on the $10/month plan, and that's a reasonable subscription for my needs.