I can't tell you guys about my whole life situation but I can tell you that my life is comfortably useless.
I do have a decent credit score. I just can't get a student loan since it was forgiven. (a long story) so I can only get higher interest general loan to pay for any online programs I'd choose. So far, The Think Tank Online and CGMA caught my attention.
My career goal? Vehicles and props. I am not sure about anything else. What I can tell you is that I am not that interested in cinematic CG. I am very reluctant to jump into photo realistic character modeling. Not my cup of tea. I do have some interest in stylized character modeling and sculpting but I am not even sure if I can do that along with vehicle and props modeling.
And some rudimentary rigging and intro to game engine, too.
Replies
1. The video training. This can be gotten for much cheaper through YouTube, Gumroad, 3DMotive, and the like.
2. Deadlines. It really does help to have an external deadlines to keep you on track, but this can be gotten for free by participating in challenges/contests here on Polycount, the Dinusty Discord, or Artstation.
3. Expert feedback. This can be the trickiest part to get. Obviously you should post on Polycount, art social media groups (e.g. Ten Thousand Hours), and art Discords (DiNusty, Flipped Normals) but detailed feedback is frustratingly rare. Sending polite personal messages to artists you admire can help, but it might be worth it to consider spending some money on a mentorship through Gumroad or the Mentor Collaborative after you have a solid understanding of the technical side of what you're trying to learn (and ideally after you've saved up some money to pay for it).