The illegal stuff is based on British disability law and applies to SERVIES. So if you are running an online shop or a government help page, then you need to make sure it follows the guidelines. But you know what? The guidelines are so easy to implement anyway. Basically you need to use CSS, so that you can say…
You don't *need* to have an index page, it's just a 'standard' way of entering a site and making it easier for people to get there when typing a URL!. It doesn't *really* make that much difference what you call it as long as people type the address correctly. The only thing it means, from a usability point of view, is that…