Is anything wrong with this?

Hello all,

I am modeling my character and doing pretty good until I got into the hip section. I don't know why this area is not automatically smooth like the other areas I worked on. Is there a way to smooth this without using Nurms Subdivision option? I notice that cranks up the polygons too so I am guessing this is only used to see how your model looks if its smoothed out?

I'd like to know if there is a way to smooth out rough areas without cranking up the polys. Or is what I have done okay and it will look smoother ingame?

Thanks,

Here is a pic of my model so far: Malakai